Marcus H. Herbert & Associates
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February 2019 Archives

Is Chapter 13 bankruptcy right for my situation?

Kentuckians can find themselves facing financial challenges in myriad ways. For some, there are unexpected medical expenses that grow out of control. Others spend beyond their means and have trouble keeping up with the payments or cannot keep up with them at all. Still, others lose their jobs and find themselves using credit to make payments until they reach their limits and have nowhere else to turn. Any financial situation in which there are problems keeping up with creditors can be problematic. For many, bankruptcy is a sound strategy to deal with the situation. Understanding the chapter that is preferable for the individual case can be difficult. Having legal advice is critical in these circumstances.

What makes one eligible for Chapter 7 bankruptcy?

No one seeks out financial problems; however, when they arise, one is likely to seek out solutions to these problems. Debt relief can look very different from person to person, but in some cases, it means exploring bankruptcy. Although the mere thought of filing for bankruptcy seems taboo, it is in fact not only a commonly used debt relief option, it is also the reason a person is able to have a fresh financial start.


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Marcus H. Herbert & Associates
416 S 5th St
Paducah, KY 42003-1530

Toll Free: 866-702-8933
Phone: 270-908-0552
Fax: 270-443-6345
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