On behalf of Marcus H. Herbert & Associates | Oct 27, 2020 | consumer bankruptcy
While struggling under the weight of financial strain can be a stressful process, some individuals in Kentucky and elsewhere may find that choosing a path for relief could also seem intimidating. Certain aspects of the bankruptcy process may leave some dealing with...
On behalf of Marcus H. Herbert & Associates | Oct 15, 2020 | consumer bankruptcy
There may be a multitude of individuals who feel that maintaining a positive financial standing is a vital component of life. Unfortunately, monetary woes can come in various forms, some of which could be difficult to predict, let alone plan for. While struggling...
On behalf of Marcus H. Herbert & Associates | Sep 30, 2020 | consumer bankruptcy
Unmanageable debt can affect the lives of individuals of virtually any financial standing and such challenges may only continue to increase in severity as time passes by. In some cases, those who face such issues and rely on their wages just to get by could encounter...
On behalf of Marcus H. Herbert & Associates | Sep 16, 2020 | consumer bankruptcy
Prolonged bouts with monetary hardships can prove stressful and harrowing and such issues run the risk of affecting a person’s life in various ways. In some cases, individuals in Kentucky may find that issues with debt could even place a significant strain on personal...
On behalf of Marcus H. Herbert & Associates | Sep 12, 2020 | consumer bankruptcy
When you file for bankruptcy, you can keep certain assets such as your primary home. Kentucky allows you to choose between state and federal property exemptions in a bankruptcy filing. These are the common exempt types of property recognized by the state. Permanent...
On behalf of Marcus H. Herbert & Associates | Sep 3, 2020 | consumer bankruptcy
In some cases, even a trip to a medical facility for treatment of a minor condition can bring about difficult financial repercussions. Individuals in Kentucky who carry health insurance may feel less intimidated by the concept of a similar scenario. However, studies...
On behalf of Marcus H. Herbert & Associates | Aug 20, 2020 | consumer bankruptcy
There could be a multitude of individuals in Kentucky and across the nation who feel they are no stranger to the trails of dealing with financial strain. However, many of those facing similar challenges might not be certain of how to tell when their debts turn from...
On behalf of Marcus H. Herbert & Associates | Aug 4, 2020 | consumer bankruptcy
While debt can come in a variety of forms, it typically falls under one of two categories: secured and unsecured debt. Those facing dire financial straits may find that understanding the difference between these two categories could play a vital role in preparing to...
On behalf of Marcus H. Herbert & Associates | Jul 23, 2020 | consumer bankruptcy
People in Western Kentucky with a family and a full-time job may still want to seek educational opportunities to further their career. For some, this may mean going to night school or attending college part-time. While the certifications and degrees earned through...
On behalf of Marcus H. Herbert & Associates | Jul 22, 2020 | consumer bankruptcy
It is no secret that many credit card accounts carry high interest rates and dealing with rising balances on such accounts can be a stressful task. When similar challenges arise, many individuals in Kentucky may wonder if turning to a lower risk source such as a...
