Helping You Keep The Wages You’ve Earned
Put an End to Wage Garnishment
If you have gotten in over your head, your creditors may try various tactics to get money from you. You may have nothing in the bank, but you could be surprised to look at your weekly paycheck and see a smaller amount than you were counting on.
Garnishment is the withholding of part of your wages by your employer to pay a creditor. Your employer may be required by law to do so, so don’t blame them.
At the law office of Marcus H. Herbert & Associates, attorney Marcus H. Herbert has more than 20 years of experience helping people fight wage garnishment and find relief from their debts. We can help you understand your rights and dispute the garnishment of your wages.
To discuss your bankruptcy options in a free consultation, contact our law firm in Paducah. Lawyer Marcus H. Herbert helps clients throughout Western Kentucky and Southern Illinois stop wage garnishment.
How Does Wage Garnishment Work?
There are two ways that garnishment can occur:
Order to garnish: If a creditor takes you to court and obtains a judgment saying you owe a certain debt, they can take several different actions. One such action is to require your employer to withhold a certain amount from your paycheck. Kentucky law specifies how much they are allowed to withhold. We can help you understand your rights under the law and work to stop the garnishment.
Wage assignment: A second way garnishment can be made is in a contract you may have signed when borrowing money or purchasing goods or services. An “assignment of wages” clause in the contract grants the other party the legal right to garnish your wages without even going to court. There is no need for them to sue you or get a judgment.
You may have a remedy at hand. Many of these contracts allow debtors to “revoke” a wage assignment at any time. This means that you may be able to immediately stop the garnishment. Bring us the contract and, if this option is available to you, we will help you stop the garnishment.
Need to Contact a Metropolis Bankruptcy Lawyer?
Contact our debt relief attorney via e-mail or call us at 270-443-0303 if you are concerned about garnishment or asset freezes. Our lawyer, Marcus H. Herbert, has decades of experience helping people like you get the relief they need from overwhelming debt and creditor harassment. Our firm serves southern Illinois and western Kentucky and is conveniently located in downtown Paducah.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.